Take-Home Pay (CIS)

Short Definition: The actual amount received after CIS deductions.

Long Definition: Take-home pay under CIS is the amount a subcontractor receives after deductions have been applied. This depends on your deduction rate, expenses, and whether materials are included in your invoice. Many contractors underestimate the impact of deductions on their cash flow, which is why CIS calculators are commonly used to estimate earnings before accepting work.